Iowa

Independent

Crop

Consultants

Association

Spring II, 2001 

 

Affiliate Member of the National Alliance of Independent Crop Consultants

 

 

In this issue...

My Vision for the IICCA

IICCA Scholarship Recipients

2001-2003 IICCA Executive Board

Shannon Gomes Member Profile

Meeting Minutes

Treasurer's Report

Calendar

Executive Director Contact Information

Short-Term Financing Jeopardizes Cash Flow

   

President's Message

My Vision for the IICCA

Shannon Gomes

  Greetings.

As the new President of IICCA I want to take this opportunity to introduce myself and outline a vision for our organization.   I don’t need to elaborate on the current state of Agriculture and its impact on our business, for I am sure you are all keenly aware of the low commodity prices. At the same time, I see this as an opportunity for crop consultants to the lead the way.

Our clients look to us as information resources and problem solvers.  In the past, most of us have concentrated on being expert in crop production and the associated skills of crop scouting, fertility, and pesticide and hybrid/variety recommendations.   Our competition has also become skilled at doing these same things offering scouting services for free or below cost.   Our challenge is to differentiate ourselves from our competition so that we are not viewed upon as just another scouting or soil testing service.

The vision I would like to put forth for IICCA members is one of promoting Iowa Independent Crop Consultants as being THE one stop shop for crop production resources for their clients.   These resources would not only encompass traditional agronomic services (scouting, fertility, pesticide and hybrid recommendations) but would also include technology (precision farming, computing and Internet), remote sensing, marketing, conservation planning and enterprise analysis.  That being said, none of us are expert in all areas and as such, we need to have a framework within IICCA where by consultants can receive needed help and resources to assist his clients.   In short we need to work together.   We are in the process of developing a distinctive website for IICCA that will allow members to advertise their business along with having links to important resource websites.  In addition, we plan to have a discussion page allowing members to post questions or responses concerning a particular agronomy topic.  The old cliché  “United we stand, divided we fall” has never been more important than in today’s’ agricultural crisis.  I encourage all members to become active in our association.  If you have any ideas please email me (cbcc@sbt.net) or call         319 352-1227.

(Click here to return to beginning of Newsletter)

Scholarship     

IICCA Scholarship Recipients 

Rudy Van Mersbergen and Emily Rottinghaus are the recipients of the 2001 IICCA Scholarships presented to ag students at Iowa State University.  Both recipients came with high marks from the ISU selection committee, as well as IICCA members.  Each will apply the $600 scholarships towards their fall 2001 tuition bill.  Both have sent a thank you note to the IICCA, printed below.

*****

Dear IICCA Members:

As a recipient of the IICCA scholarship for another year, I would like to thank you yet again for offering this scholarship.  To refresh your memory, I am a Junior in Agronomy this year.  Because I hope to return to the family farm hear Cedar, Iowa, after I graduate, I have not chosen a specific minor.  Instead, I have been taking a variety of marketing, animal science and agronomic classes that I feel will help me on our grain and swine operation.

Although I want to farm, I would also like to do some crop consulting after graduation.  I enjoyed working for Crop Tech Services, Inc. and Agriliance as a crop scout and Crop Production Specialist.  Although both companies have offered me a full-time job, I do not yet know if I will be connected with either after I graduate.

Until then, I will focus on my time remaining at ISU.  I am heavily involved in the Fellowship of Christian Athletes and ISU Intramurals – claiming two Ultimate Frisbee Championships.  One of my favorite activities is singing in a male a capella quartet that I started, and I have a lot of fun with my four roommates as well.

Thank you once again for your generosity concerning this scholarship, and I look forward to meeting you again at the IICCA annual meeting next fall.

Sincerely,     Rudy Van Mersbergen

*****

Dear IICCA Members:

I would like to take this opportunity to thank you for awarding me with the Iowa Independent Crop Consultants Association Scholarship.  This scholarship means a great deal to me.  I really enjoyed myself and learned a great deal about agriculture this past summer working as a crop scout for Smidt Crop Management in Greene, Iowa.  As a result I can truly appreciate what this scholarship means.

As the daughter of a full-time farmer from Charles City, the current farming situation has definitely had an impact on my family’s financial situation.  This scholarship will really help out next year when I’m a junior working towards my goal of graduation with a degree in agronomy and a minor in biological and premedical illustration.  I hope to one day help farmers at a personal level as a agronomist or perhaps link the love I have for both agriculture and drawing my working as an illustrator in the agriculture industry.  Thank you, once again.

      Sincerely,       Emily R. Rottinghaus

(Click here to return to beginning of Newsletter)

(Click here to return to beginning of Newsletter)

Member Profile     

Shannon Gomes in the Spotlight

 

A new addition to the IICCA newsletter is the Member Profile section.  Here, one of the IICCA members will be showcased, including their current crop consulting business as well as a glimpse into their background and personal life.  Because most of us only have the opportunity to run into one another a couple times a year, this should provide a means for the membership to better acquaint themselves with fellow IICCA members.  The first member to be featured is Shannon Gomes, newly elected President of the IICCA.

Shannon Gomes, President, Cedar Basin Crop Consulting

101 East Bremer Ave ~ Waverly, IA.  50677 ~ (319) 352-1227 ~ cbcc@sbt.net

Cedar Basin Crop Consulting

     Shannon’s major responsibility is to provide agronomic consulting services to client farmers.  Services include soil testing and fertility recommendations, weed, insect and disease management, hybrid and variety recommendations, scouting fields, crop enterprise analysis and precision farming applications.  As a Soil Scientist, Shannon provides site investigations, environmental remediation and soil survey interpretations.

Education:

·        B.S. Soil Science, California State Polytechnic University, June 1971

·        M.S. Soil Fertility, Iowa State University, July 1982

·        M.S. Thesis:  Delay of nitrification of anhydrous ammonia with and without nitrapyrin as a function of time-temperature interaction.

Background:

Shannon started Cedar Basin Crop Consulting in the fall of 1992.  Prior to that Shannon was a Crop Consultant at C8MP in Cedar Falls,1988-1992.  Before making the jump to the independent consulting realm, Shannon served as a Soil Scientist for the Soil Conservation Service in Charles City from 1982-1988.

Shannon was a Captain in the 82nd Airborne Division, United States Army, 327th Engineer Battalion, at Ft. Bragg N.C. , from 1976-1979.  Prior to that Shannon was a Lieutenant in the Berlin Brigade in the Federal Republic of Germany from 1971-1975.

Memberships in Professional Societies & Offices Held:

·        American Society of Agronomy:

o       Certified Professional Soil Scientist

o       Certified Crop Advisor

·        President, Iowa Independent Crop Consultants Association (ICCA)

·        Precision Farming chairperson, IICCA, 1996-present.

·        Iowa Association of Realtors Agricultural Industry Advisory Committee, Iowa State University, 1990-present.

·        National Alliance of Independent Crop Consultants (NAICC); Education Committee.

Personal Life:

Shannon and his wife Jean, a special ed teacher, live just outside of Waverly overlooking the river valley.  Shannon enjoys flying his ultra light plane, gardening, landscaping, cooking and is a champion Land Rover Enthusiast.  And of course, Shannon adores spending time with his three grandchildren. 

 (Click here to return to beginning of Newsletter)

Meeting Minutes      

  Annual Meeting Minutes

 

Gary Beeler

March 2, 2001, IICCA Annual Meeting Minutes

President Hal Tucker called the meeting to order at 8:03 A.M.  Reading of the minutes from the last meeting was waived.

Treasurer Dan Eklund submitted the Treasurer’s Report. The association’s current balance is $15,404. Dan reported that revenue from dues for the past year had remained flat. The number of sustaining members has dropped slightly but the increase in dues has nearly made up for this drop. We do have some money to spend and we discussed many options to do this during the meeting. Jay Johnson moved to accept the Treasurer’s Report as read, 2nd by Mark Raasch, motion passed.

 OLD BUSINESS

Robin Pruisner updated us about the scholarship how and the award process works at Iowa State. In the past we have awarded the scholarship in the spring for use by the winner during the fall semester. This doesn’t really fit with the usual process at ISU were scholarships are promoted and awarded in the fall and used by the winner during the spring semester. As a result we only had one applicant this year and this applicant turned out to be ineligible. To correct this, we have decided to fall in line with the routine scholarship process and a scholarship will not be awarded this year.

 NEW BUSINESS

Chris Clark explained to the group why he resigned from the board of directors. He has sold is consulting business to concentrate full time on Iowa F.I.R.S.T. Kay Connelly was appointed by the board to complete Chris’s term, as specified in the association’s constitution.

Robin requested that a committee be formed to plan the summer meeting. Dan Eklund and Tom Smidt volunteered! All members with ideas about this meeting should contact one of these three people.

 MEMBERSHIP ISSUES

There was much discussion about how to increase membership and improve services for current members. Robin opened the discussion by telling about a phone conversation she had with a member that was unsatisfied with the level of support they had received from the association. The following suggestions were made by the group to increase the value of being a member.

1.    Increase the educational component so it would be easier for consultants to obtain the continuing education units that are needed to maintain CCA and ARCPACs certification.

2.    Improve the membership brochure and website so it will be easier for potential customers to locate and contact an independent crop consultant.

3.    Include more business management information in the newsletter to help members with these decisions.

4.    Work to improve communication between members including a regional meeting that would give consultants the opportunity to learn from consultants from surrounding states.

Shannon Gomes suggested that we develop a more formal educational session for the fall meeting. Dan Eklund mentioned that it might be possible to offer these programs with the cooperation of the Agribusiness Association of Iowa and perhaps receive some sort of corporate sponsorship for these sessions. Dan Eklund and Tom Smidt will pursue this idea.

Jay Johnson made the following motion: The membership endorses the development of a new brochure as determined by the executive board. Tom Smidt seconded the motion, motion passed.

Hal Tucker suggested that we establish a memorandum of understanding with the Natural Resources Conservation Service of Iowa to become approved providers for comprehensive nutrient management plans and other services. This should help get our name out in front of more people. Hal agreed to look into this process, Robin Pruiser, Gary Beeler and Mike McNeil agreed to help.

Hal asked that we form a committee to pursue the ideal of a regional meeting. He suggested that the National Alliance of Independent Crop Consultants could help with some ideas. Jay Johnson and Ellen Broesder volunteered to look into this.

There was a lot of discussion about how the newsletter, brochure and website should be improved and developed to complement each other. There seemed to be some consensus that while the brochure needed improvement, it should be maintained in a brief, inexpensive handout format. The brochure would promote a website address that would include the details of each member’s business including a picture of the consultant and a summary of the services offered. Most agreed that a good interactive website would be the best way promote and maintain accurate information about professional crop consulting in Iowa. Shannon Gomes suggested that we would have to register our name and contract with a service provider to make this effort worthwhile. Shannon, Mike McNeil and Gary Beeler volunteered to develop some ideas and report back to the association.

There was some discussion about publishing a big brochure that would give every member space for a picture and a summary about the services they provide. Please call Robin or a board member and let us know which alternative you prefer.

Shannon Gomes made a motion to begin to distribute the newsletter by email, 2nd by Mike McNiel. Robin thought this would by possible. There was some discussion that an electronic newsletter would be more cost effective and that money saved by using an email newsletter could be used to maintain the new and improved website. The newsletter could be posted on the website as well as emailed to members. The motion passed. We will make the transition to an electronic newsletter during the upcoming year.

 Election of Officers

Nominees for President:  Dan Eklund & Shannon Gomes

The new president is Shannon Gomes

 

Nominees for Treasurer:  Dan Eklund & Wayne McClintock

The new treasurer is Wayne McClintock

 

Nominees for Secretary:  Gary Beeler

Gary wins by a landslide!

Thanks to Dan Eklund for many years of service to the association as Treasurer. Congratulations to the new officers!

 Meeting adjourned 9:52 A.M.

Respectfully submitted,

Gary Beeler, Secretary

 

(Click here to return to beginning of Newsletter)

Treasurer's Report 

Current Financial Report 

Wayne McClintock

Since 3-1-01, The IICCA has received $1,595.76 in income and has spent $1,133.00. 

The current balance as of 4-17-01 is $15,287.55, minus a bill for the Holiday Inn Gateway Center for $1,298.20.

(Click here to return to beginning of Newsletter)

 

Calendar     

Calendar of Upcoming Events:

 

June 4-6.  Watershed Heroes Conference, Amana Farms.  For registration and CCA CEU information go to:  http://www.fb.org/programs/waterheroes

June 13-16.  American Society of Farm Managers and Rural Appraisers National Meeting.  To pre-register, contact the ASFMRA National Office at (303) 758-3513.  Meeting will be conducted in West Des Moines, including numerous tours and educational opportunities.

 June 20.  Kanawha - ISU Research Farm Field Day featuring crops.  Start time: 9:30 a.m.  For more information contact David Rueber, (515) 762-3247.

June 21.  Castana - ISU Research Farm Field Day featuring crops.  Start time:  TBA.  For more information contact Wayne Roush at (712) 885-2802.

June 26.  Nashua - ISU Research Farm Field Day featuring crops.  Start time:  10 a.m.  For more information contact Ken Pecinovsky, (515) 435-4864.

June 27.  Sutherland - ISU Research Farm Field Day featuring crops.  Start time:  9 a.m.  For more information contact Dave Haden (712) 446-2526.

June 28.  Crawfordsville - ISU Research Farm Field Day featuring crops.  Start time:  1:30 p.m.  For more information contact Kevin VanDee (319) 658-2353.

June 28.  Armstrong/Lewis - ISU Research Farm Field Day featuring crops.  Start time:  3 p.m.  For more information contact Bernie Havlovic (712) 769-2402.

July 9-10  OR July 17-18  OR July 19-20.   ISU Crop Diagnostic Clinic (FEEL).  Open enrollment – to reserve your spot, call Richard or Brent at (515) 294-6429.  CCA CEUs are pending.

July 10.  Rhodes - ISU Research Farm Field Day featuring crops & beef.  Start time:  4 p.m.  For more information contact Ronald Sealock (515) 493-2653.

August 15  OR August 16.  Soil Management Clinic at ISU.  Open enrollment – to reserve your spot, call Richard or Brent at (515) 294-6429.  CCA CEUs are pending.

August 21.  Neely-Kinyon - ISU Research Farm Field Day featuring crops.  Start time:  TBA  For more information contact Agronomy Extension at (515) 294-1923.

August 22.  Doon - ISU Research Farm Field Day featuring crops.  Start time:  9 a.m.  For more information contact Dave Haden (712) 446-2526.  

August 29  (possibly August 29-30)  IICCA Summer Meeting & Tour.  The USDA’s National Soil Tilth Laboratory on the ISU campus will be featured.

September 4.   Late Season Disease Clinic at ISU.  Open enrollment – to reserve your spot, call Richard or Brent at (515) 294-6429.  CCA CEUs are pending.

September 5.   Alfalfa Clinic at ISU.  Open enrollment – to reserve your spot, call Richard or Brent at (515) 294-6429.  CCA CEUs are pending.

September 5.  Kanawha - ISU Research Farm Field Day featuring crops.  Start time:  9:30 a.m.  For more information contact David Rueber, (515) 762-3247.

September 6.  Nashua - ISU Research Farm Field Day featuring crops.  Start time:  TBA  For more information contact Ken Pecinovsky, (515) 435-4864.

September 6.  Crawfordsville - ISU Research Farm Field Day featuring crops.  Start time:  TBA  For more information contact Kevin VanDee (319) 658-2353.

December 4.  IICCA Winter Meeting in Ames.

December 5-6.  ISU ICM Conference.  Registration materials will be released in November.

(Click here to return to beginning of Newsletter)

Executive Director Contact Info     

Where IS Robin?

Starting May 18 I will begin a new position with the Iowa Department of Natural Resources.  I will be working on a nutrient (nitrogen and phosphorus) strategy for Iowa, and at times, may be involved with the environmental issues currently swirling around the open feedlot industry.  At this point in time, that’s all the details I can give – not because I’m sworn to secrecy, but rather, because all the details have not been worked out yet.  I’m really excited by this opportunity and look forward to jumping in headfirst – all the while, hoping I don’t break my neck at the bottom of the pool!

You should always be able to reach me by phone and email.  I can’t guarantee that I can return your call or email within the hour, but I will be checking my messages quite frequently.  I will be living in Des Moines Monday through Thursday, and at home in Arcadia for a three-day weekend each week.  On Fridays I will be catching up on IICCA work, MNICCA (Minnesota Independent Crop Consultants Association) work, and possibly fitting in a household chore or two.  In a couple of months I will have a laptop while I’m in Des Moines and will be able to take care of business in the evening.  Feel free to call or email whenever your schedule allows.  If I don’t pick up the phone, I do have voicemail.  Just leave a message and I’ll get right back to you.

 

Robin Pruisner

IICCA

15889 Delta Avenue

Arcadia, IA 51430-8539

acme@netins.net

515/231-4481 mobile & voicemail

712/689-2628 fax

 

(Click here to return to beginning of Newsletter)

Your Small Business      

Short-Term Financing Jeopardizes Cash Flow

By Bryan Ziegler, Director of the Indian Hills SBDC

 

Short-term financing can be defined as six months to five years. Long-term financing could be seven to 25 years.  An example: If a piece of equipment can be financed either at seven to 10 years, don’t finance it for three. Asset life does dictate how long something can be financed, and equipment can’t be financed for longer than 10 years.

A simple way to illustrate the difference is on a $100,000 loan at 10 percent, financed for three years, the monthly payment would be $3,226.  If it’s financed for 10 years, the monthly payment is $1,321, less than half the cash payment.

It’s always nice to pay loans off early, saving interest, but if the project will take a while to take off or if problem areas could develop, arranging long-term financing when the loan is secured. When you compare business loans with other areas that are financed, it is surprising that businesses are often required to finance things short-term where other areas are financed long-term.

Student loans are one example of this. The life of the loan can be quite long based upon the ability of the person to pay the debt. Loan life shouldn’t be longer than the asset’s real life, but then the business should have a continuous life.

One way to extend the life of a loan is to borrow against a long-term asset that has no debt against it to use for a shorter-term asset. If there is no prepayment penalty, you can always pay it off sooner than the required monthly payment.

Another practice to avoid is if a loan can be amortized over seven years for a piece of equipment, don’t set it up on one year notes. It seems easy to set up a loan on a one-year not where you repay it all at the end of the year with interest.

A problem, however, is that the cash flow requirement is so high that it almost is impossible to generate that much cash in a year’s time. So you’re always rolling it into another note.

This works fine as long as your business is doing well. But as soon as there’s a slight problem with the business, the lender could refuse to roll it into another note.

If a long-term loan cannot be obtained, a balloon payment at about one-half the length of the long-term loan will at least give you a lower monthly payment. By the time the balloon is due, you should have enough paid off to make refinancing easier. Once long-term debt is set up, you don’t have to worry about deadlines to refinance, which frees your time to make the business successful.

 

This article is from the Iowa Small Business Development Center website, http://www.iabusnet.org/index.html  

 

                   

 

(Click here to return to beginning of Newsletter)